Let’s talk about the real Hot Girl Finance movement—and no, we’re not talking about stuffing envelopes or giving up oat milk lattes.Amber Duncan is a Florida mom of five and founder of Life After Debt, who went from bankrupt to building a multimillion-dollar movement that’s helped Americans erase millions in credit card debt. No trust fund. No pity party. Just vibes, vengeance, and very sharp legal strategy.She didn’t climb out of the financial mud just to play nice. She’s blowing up the playbook...and burning the shame with it.If Business Insider is calling you “the woman who’s helped Americans erase millions in debt,” you’re probably doing something right.


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