In this episode, Charles Li, Senior Manager of Data Modelling at Westpac, explores the world of credit risk modeling and data management in finance. He shares his career journey, explaining how he specialised in this field and the importance of credit risk modeling for banks. Charles breaks down how these models influence everyday banking decisions and discusses the tools and programming languages he uses. He also provides a glimpse into his typical workday and how his role has evolved over the years. Offering advice for aspiring students, Charles highlights essential skills for success in analytics and how to leave a good impression as an intern.