In this episode, Derek sits down with Nikhil Raghuvira, co-founder and CEO of Predicate, to explore how policy infrastructure is being built for blockchain applications. Coming from a background in public policy at institutions like the Atlantic Council and the Celo Foundation, Nikhil brings a unique perspective on encoding values into code.

Predicate is developing a framework that allows developers to define and enforce compliance rules on-chain—including AML checks, geo-restrictions, and behavioral limits—in a composable way. The conversation covers Nikhil's journey from policy to protocol, how Predicate enables sub-second transaction-level policy enforcement, and their partnerships with data providers like TRM Labs and Chainalysis.

Key topics include:

- Building policy infrastructure for DeFi, RWAs, and privacy applications

- How on-chain compliance differs from traditional blockchain analytics

- The technical architecture behind programmable transaction rules

- Why transactions themselves express values and choices

- The future of privacy-preserving financial products on public blockchains

Whether you're building on-chain applications or interested in the intersection of policy and blockchain technology, this episode offers valuable insights into the infrastructure enabling compliant Web3 financial products.