John Oke is the Founder and CEO of Wallets Africa. Wallets.Africa is based in Nigeria and helps Africans and African owned businesses send money, receive money, make card payments, and access overdrafts. After working in the digital financial services sector for about a decade, the founding team came to the realization that customers' main gripes with traditional financial institutions always boiled down to poor customer service, accessibility, and unreasonable fees. The team looked at these problems and saw a future where people and businesses can make their bank app a key part of their daily life not only because it was easy to use, but mainly because it actually helped them become more healthy financially by providing basic banking services for cheaper, making it easier to budget spending and providing investment opportunities that enrich the everyday person. Wallets Africa was ultimately born out of this desire to make lives better.Wallets Africa is a Y Combinator alumni. They were recognized as one of 100 leading global innovators in financial services, the best electronic payment website in Nigeria in 2019 by NIRA, and one of the top 100 SMEs 2020 in Nigeria by Business Day.