With rising home prices and limited eligibility pathways, single professionals in Singapore are facing tougher property decisions than ever. In this episode of Nuggets on the Go, Melvin Lim, Joan, and Yong Zhun from PropertyLimBrothers discuss the case of Darren, a 32-year-old earning $10,000 a month, who’s considering whether to commit to a $1.5M condo—or wait until 35 to qualify for a resale HDB.

They dissect the feasibility of buying a 1-bedroom condo and comparing potential returns from OCR and RCR properties. They also weigh in on alternative strategies like REITs and what it means to tie up capital for the long term.

For singles who are financially ready but unsure about timing. If you’ve ever asked yourself, “Should I buy now or wait?“, this episode’s for you.

00:00 Introduction01:10 Is '4' a good number for real estate04:08 Episode 1 & 2 recap04:28 Single Buyer profile (32 years old)06:41 New Launch advantages07:59 Strategies10:45 Co-investing in a commercial/industrial property11:39 Which strategy to take14:49 Will you pay ABSD as a single?16:53 Wait till 35 y/o to buy a resale property21:00 How much can Darren afford?25:27 Options31:40 Passive income option34:30 Liquidity event36:05 Residencial and Industrial property route39:24 Better capital appreciation for industrial properties40:07 Performance of industrial properties42:20 $1,000,000 can buy an 1-bedder?46:00 1-Bed / 2-Bed 1-Bath / 2-Bed 2-Bath Comparison49:55 Next Stronger Asset53:16 Key things to take note for your property loan55:24 Part 2 topics56:28 Outtakes