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Surrendering Finances to the Holy Spirit: A New Path to True Financial Freedom with Heather Day

When it comes to finances, we are bombarded with advice: budget better, invest wisely, work harder. But what if there’s a deeper dimension we’ve been missing all along?

Today on the Kingdom Revolution Podcast, we welcome Heather Day, author of the newly released book Money and Spirit. Heather challenges the traditional narratives around money and offers a refreshing perspective: true financial transformation doesn’t begin with spreadsheets or budgets—it begins with surrender.

Through Money and Spirit, Heather invites us to explore how our spiritual lives are deeply connected to our material resources—and why surrendering our finances to the Holy Spirit is key for lasting change.

Why This Matters for Christian Women in Business

As Christian women called to create kingdom wealth, money is a tool God uses through us—to bless more, give more, and bring change to broken and corrupt systems. Yet many of us unknowingly operate from places of fear, anxiety, or misplaced priorities when it comes to finances.

Heather’s message is clear: God cares about the areas of our lives that keep us in bondage—including money. And He longs to set us free.

Meet Heather Day

Heather is a wife, a mom of two, a full-time working professional, and a passionate ministry leader. As a pastor’s kid, Heather grew up with the assurance of God’s love, but her journey has shown her that surrender is a lifelong process—even in the realm of finances.

Heather shared how the inspiration for Money and Spirit came through a simple but powerful prayer during a meeting at the Barnabas Foundation. A moment of spiritual "stuckness" birthed a movement—what started as a Bible study concept eventually evolved into a book that would encourage countless others.

Money Struggles: A Spiritual Issue?

In Christian circles, we often talk about surrendering our relationships, our futures, and our dreams to God. But money? That's often treated as off-limits.Heather points out that when we ignore the spiritual root behind our money struggles, we end up only treating symptoms like overspending, hoarding, fear, or anxiety—without ever addressing the deeper spiritual misalignments.

If our financial behaviors reflect fear, mistrust, or misplaced identity, it’s a clear signal: there’s a heart issue that God wants to heal.

Recognizing the Symptoms and Getting to the Root

If you're feeling that ding-ding-ding of recognition right now, you're not alone. So where do you start?Heather recommends two key first steps:

• Prayer of Surrender: Invite God into your finances. Acknowledge that you can’t do it alone and ask Him to lead.
• Prayer of Examination: Ask God to search your heart and reveal where fear, pride, anxiety, or misplaced trust might be guiding your financial decisions.

From there, allow God’s Spirit to guide you into freedom—whether that's addressing overspending, fear of not having enough, or unhealthy attachments to wealth.

Heather’s Personal Journey: Lessons from the Trenches

Heather openly shares that even as she wrote Money and Spirit, God was still working on her heart. She described a personal moment when a broken fridge almost spiraled into an impulsive decision to finance an entire new kitchen. It was a sobering reminder that even when we think we've "arrived," surrender is ongoing.

True freedom comes not from achieving perfection, but from constantly inviting God into the everyday decisions.

For the Overwhelmed and Ashamed: A Message of Hope

If you’re feeling overwhelmed or ashamed of your current financial situation, hear this: You are not alone.Heather reminds us that shame is one of the enemy’s biggest tools. The truth is that bringing our struggles into the light—through prayer, through honest conversations with a spouse, mentor, or trusted guide—is where healing begins.

It starts with surrender, continues with obedience, and flourishes in community. God is not asking for your perfection—He’s asking for your heart.

Connect with Heather M Day: 

Heather M. Day’s book Money and Spirit is a must-read if you’re longing to create kingdom wealth in alignment with God's will, not worldly fear.

Click here to get her Book:

https://indiepubs.com/products/money-and-spirit/

• Heather Day's book "Money and Spirit: Surrendering Our Finances to the Work of the Holy Spirit" - Available at all major book retailers
• Special offer for listeners: Get 10% off when you order at indiepubs.com using promo code MJA10 (Free shipping on orders over $40)

Visit her Website : https://heatherday.net/

Find her on Instagram at : https://www.instagram.com/heather.m.day/