In this episode of Powerful and Unpolished, host Tim Salmans talks with Clara Romero, a property and casualty insurance professional, about her experience in the insurance industry and how recent changes—like inflation, natural disasters, and claim trends—are affecting customers and premiums. Clara explains the importance of working with an informed, accessible agent and shares insights into the current state of the market. The conversation also explores Clara’s personal life, including her decision to leave a difficult marriage, the challenges of parenting through trauma, and how she rebuilt her support system through professional networking. Along the way, they touch on personal resilience, letting go of guilt, and finding ways to reconnect with creativity—even through a shared appreciation of Star Wars and Disney.

Key Points:

• Insurance premiums are rising due to external risk factors and previous under-management of claims
• Consumers often misunderstand how deductibles, claims, and rates work
• Personal growth often comes through adversity and rebuilding
• Having the right professional support network is important—both personally and professionally

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