Divorced, Widowed, and Wondering: How to Maximize Your Social Security Benefits

Divorced, Widowed, and Wondering: How to Maximize Your Social Security Benefits

Released Monday, 28th July 2025
Good episode? Give it some love!
Divorced, Widowed, and Wondering: How to Maximize Your Social Security Benefits

Divorced, Widowed, and Wondering: How to Maximize Your Social Security Benefits

Divorced, Widowed, and Wondering: How to Maximize Your Social Security Benefits

Divorced, Widowed, and Wondering: How to Maximize Your Social Security Benefits

Monday, 28th July 2025
Good episode? Give it some love!
Rate Episode
List

Social Security can be a maze of rules and decisions to make if you’re widowed or divorced, which makes claiming a daunting task.

Most claiming decisions are permanent and can make a difference of tens if not hundreds of thousands of dollars over the rest of your lifetime, so you want to get it right.

In this episode, Cameron Valadez, CERTIFIED FINANCIAL PLANNER™ and Enrolled Agent shows you how to navigate these important decisions faced on your own.

More specifically, Cameron discusses:

  • The current state of Social Security and why early filing may not be in your best interest
  • What divorcées need to know about benefit eligibility, what they may be entitled to, and future changes in life circumstances
  • Questions Cameron has received in the past from divorcées
  • What widows need to know about survivor benefit eligibility, what they may be entitled to, and future changes in life circumstances
    • Differences between widow and divorced widow benefit eligibility
    • Coordinating survivor benefits with your own potential retirement benefits
  • Questions Cameron has received in the past from widows
  • Tax withholding implications on Social Security benefits

Resources From The Episode:

 

 

Show More
Rate
List

From The Podcast

Retired·ish is the retirement podcast for those exploring retirement and those currently in retirement. The retirement ideas and strategies discussed are focused around preparing for one of life's biggest transitions, and how to preserve the wealth that you have worked so hard to achieve!This educational podcast was created to provide you with confidence in your retirement planning decisions.Your host, Cameron Valadez, is a CERTIFIED FINANCIAL PLANNER(TM) and partner of financial planning firm for retirees, Planable Wealth.In each episode, Cameron shares actionable ideas and strategies to help you Simplify Investing, Reduce Taxes, & Grow Your Net Worth, so you can retire on your terms!Cameron will answer some of the top concerns of retirees including: How can I potentially pay less in taxes to the IRS? How can I better preserve my retirement nest egg and draw a sufficient income? How can I simplify my investments? How can I keep more wealth in the family?Cameron also takes a deep dive into more complex issues retirees face regarding retirement income, estate planning, Medicare, Social Security and more!Retirement doesn't have to be a means to an end. To be Retired-ish means to have the CONFIDENCE and FREEDOM to spend your time on what matters most, and retire on your terms! Cameron believes this can be achieved through well-designed financial planning that adapts to life's unknowns.Find more information about Cameron or ask a question you would like answered on the podcast by visiting retiredishpodcast.comWant even more detailed retirement planning insights? Join our monthly Retired·ish Newsletter!

Join Podchaser to...

  • Rate podcasts and episodes
  • Follow podcasts and creators
  • Create podcast and episode lists
  • & much more
Do you host or manage this podcast?
Claim and edit this page to your liking.
,