🎯 Not sure where you stand with your retirement plan? Schedule your Complete Planning Review: https://www.rwpaul.com/complete-planning-review

Your cash has been working overtime these past two years—but that high-yield honeymoon might be ending soon. With the Fed widely expected to start cutting interest rates in the coming months, now is the time to act.

In this episode of Retirement Approved, Matt Paul, Steve Paul, and Marc Killian share five smart moves to consider before rates drop. 

Here’s what we discuss in this episode:

📦 BOXX strategy – Convert bank interest into long-term capital gains for tax efficiency.

📉 Bonds are back – Rates and risk/reward profiles are improving after a tough decade.

🛡 MYGAs – Lock in 4–6% guaranteed rates for multiple years before they drop.

📈 Fixed index annuities – Participate in market upside without downside risk.

⏳ Don’t wait – Opportunities may be gone by the time rates fall below your “trigger” level.

Learn more about us: https://www.rwpaul.com/our-firm

Contact Matt & Steve: https://www.rwpaul.com/contact

Phone: 248-305-9911

Find us on YouTube: https://bit.ly/481OA51