The Scottish Widows' Retirement Report sent shockwaves through the media, with the startling revelation that 39%* of the UK population may fall short of a basic standard of living in retirement.

In this episode, Pete Glancy – the report’s author and friend of the podcast – joins Robert Cochran for an exclusive deep dive beyond the headlines. Together, they unravel the complexities of this year’s report, explore the implications for future retirees, and share practical actions that can be taken to help secure a more comfortable retirement. All the time trying to outdo the AI version of the podcast.

*2025 Scottish Widows Retirement ReportRead the full report here.