We will all need to borrow at some point in our lives. Whether it is to purchase your first home, make some home improvements, or consolidating existing debt, there are lots of times where borrowing money can be beneficial.

However, managing your debt can sometimes be tricky. With the ever increasing cost of living and unexpected expenses occasionally popping up, prioritising your debt can be difficult and sometimes overwhelming.

In this episode of the Smile and Save Podcast, we are joined by Helen Handzel from StepChange Debt Charity to discuss:

• The difference between good debt and problem debt.
• Some of the emerging and worrying trends around problem debt across Britain.
• Why there is a stigma around debt and the fact we avoid talking about money with loved ones.
• How employers can be a part of the solution around problem debt.
  
  

If you are struggling with your existing debt, worried about a loved one, or an employer wanting to support the financial resilience of your workforce, this episode is for you.

Useful links:
StepChange website: https://www.stepchange.org/
Budget planner: https://serveandprotectcu.co.uk/save/...
Employer support: https://www.stepchange.org/about-us/p...
Call StepChange: 0800 138 11 11

Thank you so much to Helen for joining us for this episode of the Smile and Save Podcast! We really appreciate your time.

Don't forget to subscribe or follow to never miss an episode. Thank you in advance, see you next time!

Website: https://sandpcu.co.uk/podcast
Social media links: https://bit.ly/m/serveandprotect