Retirement savings are front and center in Washington — and President Trump’s latest 401(k) proposals could impact how you save, invest, and access your money. In this week’s Fastest Four Minutes in Finance, Alec Daril breaks down the three biggest potential changes:

• Bigger Catch-Up Contributions – Why those 50+ could save even more before retirement.
• Expanded Investment Choices – The opportunities and risks of a bigger 401(k) menu.
• Penalty-Free Withdrawals – When you might access funds early without a 10% penalty.

These changes aren’t law yet, but they could reshape retirement planning for millions of Americans. Learn what they mean for your strategy — and why the fundamentals of retirement success still come down to consistent saving, smart investing, and avoiding early withdrawals.