If you've recently been pre-approved for a mortgage, you might be surprised by how much house you technically can buy. But qualifying for a certain loan amount doesn’t always mean it aligns with your financial goals. In today’s episode, Frank answers a listener’s question about whether it might make sense to buy at the top of your budget or to consider a more measured approach.

Here’s what we discuss in this episode:

🏡 Why qualifying for a large mortgage doesn’t always mean it’s the right fit

🧾 Factors to consider beyond the purchase price

🗣️ How traditional advice about “buying big” could potentially backfire

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