Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits

Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits

Released Tuesday, 5th August 2025
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Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits

Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits

Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits

Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits

Tuesday, 5th August 2025
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Welcome to Season 5, Episode 25 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Short-Term Disability and Pregnancy: Understanding Your Rights and Benefits."

Pregnancy and Short-Term Disability don’t always go hand in hand - at least not the way they should. In today’s episode, disability law expert Nancy L. Cavey sheds light on a critical issue affecting millions of working women: the challenges of securing Short-Term Disability benefits during pregnancy. While pregnancy is often a time of excitement and change, it can also involve serious medical complications, extended leave, or postpartum recovery that makes returning to work impossible. That’s when Short-Term Disability insurance is meant to provide support - but the claims process is often anything but supportive. From unclear policy terms to denied claims and employer resistance, many women find themselves overwhelmed and underprotected at one of the most vulnerable times in their lives. Nancy breaks it all down - what pregnancy-related conditions qualify, how Short-Term Disability differs from long-term coverage, when to seek legal help, and how to fight back if your claim is denied. Whether you’re pregnant now, planning to be, or helping someone through the process, this episode offers clear, actionable guidance for navigating the system and securing the benefits you deserve. Let’s get started.

In this episode, we'll cover the following topics:

One - Understanding Short-Term Disability and Pregnancy

Two - Filing and Protecting Your Pregnancy-Related Disability Claim

Three - Knowing Your Rights and Seeking Support

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


Need Help Today?:

Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.

Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.

Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals. 

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From The Podcast

Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through:- The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability Claims.- Information regarding the process and lifespan of a claim, from the initial application to the request for hearing stages.- Traps and tactics disability carriers (such as UNUM, The Hartford, Lincoln, and MetLife) use to hinder or deny your claim, including independent medical evaluations, surveillance, and arbitrary and capricious arguments downplaying the nature of your disability.- Insights, overviews, and claimant stories regarding disease-specific content (ranging from commonplace ailments such as workplace injuries or accidents, to difficult to diagnose illnesses such as Fibromyalgia, Multiple Sclerosis, and POTS).- Pertinent news happening in the disability world, and- Much, much more.Each episode of our podcast Winning Isn't Easy will expose you to invaluable tips and tricks for surviving the disability claims process (a system that is often wrought with pressures and pitfalls designed to encourage you to give up the benefits you rightfully deserve). As host, Nancy will often be joined by guest speakers who themselves are industry experts, ranging from lawyers specializing in related fields and doctors focusing on the diagnosis and treatment of specific diseases, to our associate attorney Krysti Monaco.In her late teens, Nancy's father was diagnosed with leukemia. As someone who witnessed firsthand the devastating emotional and financial impact on both individual and family that being disabled and filing for benefits can have, Nancy is not just an attorney, but an empathetic presence who understands what you are going through.Do not let disability insurance carriers rob you of your peace of mind. As a nationwide practice, The Law Office of Nancy L. Cavey may be able to help you get the disability benefits you deserve, regardless of where in the United States you reside. Remember - let Cavey Law be the bridge to your benefits.Check out the links below to engage with us elsewhere:Website - https://caveylaw.com/YouTube - https://www.youtube.com/user/CaveyLaw

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