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Your most powerful wealth building tool is your income. When your income goes out the door to debt payments, you no longer have it and can't use it to enjoy your life and build wealth. The wisest financial move you can make in your 20s is to get out of debt!

When you are ready to get out of debt, you need a solid system to do so. In this episode, you'll learn why the debt snowball is a better approach to paying off debt that the debt avalanche, and how to do it!