1. Instant Transfers

Zelle enables near-instantaneous money transfers between enrolled users, typically within minutes . However, if the recipient is not yet enrolled, transfers may take 1–3 business days2. No Fees

There are no fees for sending or receiving money via Zelle. However, users should be aware that their bank may charge fees for certain transactions .​
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3. Wide Bank Integration

Zelle is integrated into over 2,200 U.S. banks and credit unions, including major institutions like Bank of America, JPMorgan Chase, and Wells Fargo . This extensive network allows for seamless transactions between different banks.​
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4. Simple Enrollment

Users can enroll using their email address or U.S. mobile number linked to their bank account. Once enrolled, sending money is as easy as selecting a recipient and entering the amount .​
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5. Security Measures

Zelle employs data encryption and authentication protocols to ensure secure transactions. However, it's important to note that Zelle does not offer protection against fraud or unauthorized transactions .​
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6. Limited Dispute Resolution